Area Credit Manager - Visakhapatnam

Job Summary** The Area Credit Manager will be responsible for managing and optimizing the credit portfolio within the Visakhapatnam region, ensuring adherence to credit policies, minimizing risk, and supporting business growth objectives. Job Responsibilities** * Lead and manage the credit assessment and approval process for all loan applications within the Visakhapatnam area. * Conduct thorough financial analysis of applicants, including evaluating creditworthiness, repayment capacity, and collateral. * Ensure compliance with all internal credit policies, regulatory guidelines, and company procedures. * Monitor portfolio quality, identify early warning signals of potential delinquencies, and implement effective risk mitigation strategies.…