SME Underwriter
Lagosonsite
Posted 17mo ago · via Workable
About this role
- Evaluate SME and corporate loan applications by analyzing financial statements, cash flow, business models, and creditworthiness - Identify and assess key risks (financial, industry, management, collateral) and recommend appropriate mitigants. - Structure credit facilities in line with the borrower's needs and the bank’s risk appetite, including terms, pricing, and security requirements - Draft detailed credit proposals or memos with clear justifications, risk analysis, and recommendations for approval. - Liaise with relationship managers, legal, and risk teams to coordinate customer due diligence, site visits, and validation of submitted documents. - Monitor assigned portfolio performance, ensure covenant compliance, and flag early warning signs or deterioration in credit quality.…
What we'd score you on
reqspace match rubricFive dimensions, recruiter-grade. Upload your resume and we'll generate a written explanation of where you fit and where the gaps are.
1
Skills match
For this role: teams
2
Level fit
We check your title trajectory against the seniority signal of the role.
3
Domain experience
Your work in the role's domain matters more than your years total. We weight recent and direct experience.
4
Recency
A skill you used last quarter weighs more than one from five years ago. We grade on recency, not lifetime.
5
Location fit
This role is based in Lagos. We weight your proximity and willingness to relocate.
Score yourself on this role.
Free · no card · written explanation included
Skills in this role
Pulled from the job description. These are the keywords we'll weight when scoring your fit.
teams
